About Our Agency

KLT Insurance provides comprehensive insurance options.

We are your trusted independent insurance agency.

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Your family, your business, and your possessions are all important to you, but you may not know how to best protect them. We have the experience to navigate the unique risks you face, serving as your insurance advisor.


years’ industry expertise


trusted carrier options


secure coverage solutions


We are an independent insurance agency based in Northeast Ohio, proudly serving Ohio statewide. We have the pleasure of being able to work with several insurance companies to provide our clients with great options on both personal insurance and business insurance solutions.


At KLT Insurance, we love what we do. Insurance is important and protecting your family, business, and assets are the priority. Through our personalized process, we take the time to explain coverages and are available to clients when they need us most. We represent many insurance companies that offer a wide variety of coverage options, helping you secure what you need at a price you can afford.


We believe our clients’ financial security and quality of life deserve the utmost dedication, expert advice, and personal attention from a trusted partner. As your insurance advisor, we help you make smart decisions—protecting you from the unexpected and planning for the predictable.

Owner, Chris Hibsman

“I help my clients believe insurance is important and protecting their family is a priority. I love what I do, and there is nothing better professionally than being an advisor to my clients.”

Learn About Chris
About Our Agency - Scenic View of Modern Buildings in Downtown Cleveland Ohio Next to the River with Boat Docks Against a Bright Blue Sky

Get Started Today

As an independent agency, we are here to help you find the right coverage.

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Our Mission Statement

At KLT Insurance, our mission is very simple. As an independent insurance agency, we’re offering proper insurance solutions with the knowledge you need to understand your coverage completely.

What Makes Our Independent Agency Different?

  • Personalized insurance solutions.
  • Friendly, knowledgeable service.
  • Building trusted relationships.
Find Out How

Get the power of choice when it comes to finding the right insurance for your situation. We offer a wide variety of policies and price points to choose from.


Rely on us to simplify the insurance process, from advising you on your risks and solutions, to advocating on your behalf to the insurance company.


Count on us to be there for you every step of the way with personable and professional service so you always have the right coverage for your insurance needs.

  Request an Insurance Quote

As an independent agency, we are here to help you find the right coverage.

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It only takes a minute to get started.

  • Fill out the form, we’ll be in touch.
  • Go over your options with an agent.
  • Get the coverage you need.

Would you rather discuss this in person? Get in touch with an agent today!